As the bank's largest asset, the loan portfolio can present the greatest credit risk and potential loss exposure to a financial institution.
DD&F Loan Review Service provides the experience and independence that is necessary for an accurate, unbiased assessment of a financial institution's loan portfolio. Our loan review analysis may include some or all of the following steps:
- Assess the portfolio's overall credit quality, noting potential strengths and weaknesses
- Evaluate underwriting practices
- Assess credit administration practices and credit file documentation
- Review and evaluate lending policies and loan documentation tracking systems
- Determine compliance with regulations and formalized procedures
- Assess the Loan Loss Reserve's adequacy
- Evaluate loan department staffing
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