Brad Schinker

Areas of Expertise
  • Loan Review
  • Internal Audit
  • Branch Operations
  • Retail Banking
  • Due Diligence
Education and Training
  • University of Arkansas at Little Rock - M.B.A. (2006)
  • Barret School of Banking (2006)
  • University of Memphis - BS (1998)

Consultant

Biography
Bradley serves in the area of risk management and conducts a variety of assessments including internal audits, loan reviews and due diligence assessments. He possesses over five years of banking experience that included responsibilities for branch management, market segment analyses, marketing plan development, monetary and security audits, and branch productivity.     

Professional Experience
Loan Review, Credit Administration, and Underwriting Practices - Conducted reviews that focus on asses quality, loan underwriting and credit administration practices for various loan types. Evaluated and assessed the adequacy of loan loss reserves and other loan related issues.  

Risk Management & Audit - Conducted a wide range of risk management services for banking clients including internal audits, ACH audits, asset/liability management reviews and risk assessments.

Retail Bank Management - Served in multiple departments and managed various bank locations for a $7 billion regional banking organization. Responsibilities consisted of overall branch productivity which included analyzing market segments and creating marketing plans. Brad was also responsible for branch security, branch audits, and BSA compliance. Managed the branch human resource function and trained new employees in areas such as operations, customer service, and sales. 

Compliance, Security and Fraud Training - Presented training for new and existing bank employees on various subject matters including CTR and SAR filings, consumer compliance issues, internal controls, security regulations and procedures as well as detecting kiting schemes and fraudulent activities.