Strategic & Capital Planning

Contact us today to get your planning process started. Call 501-374-2600 or click the button below:

If you aim at nothing, you will most certainly achieve it. This is true in banking. And life.

Decide where you want to go and make a plan to get there. Our history in the banking industry has taught us that success depends on a blend of three main components:

Growth. Performance. Security. GPS. It’s no coincidence that these three letters are synonymous with navigational positioning because when you take time to craft a sound strategic plan for each of those three areas, you will truly be well positioned for success.

Sailboat illustrating how DD&F Strategic & Capital Planning can help you steer your bank in the right direction

Growth Planning

Should we be a buyer or seller?
Should we consider de novo branching?
How can we enhance shareholder value?
What is the value of our organization?
How will industry changes affect us?
What are our long/short term goals?
Can we establish accountability for our goals?
How can our board be more effective?

Performance Planning

ERM assessment
Are we managing our credit portfolio optimally?
Where are we vulnerable?
What is our IT strategy?
Internal audit services?
IT audits?
Compliance status?
Do we have a business continuity plan?

Security Planning

What is our capitalization plan?
How are we doing operationally?
What processes need improvement?
Do we have a marketing strategy?
What’s the state of our vendor relationships?
What technology plan do we have?
How is our customer service?
Should we consider re-branding?

Effective strategic planning should absolutely consider all three aspects. An unbalanced plan will hold up no better than a lopsided tripod. We help your board and management consider the important issues and ask the right questions.

“DD&F has been invaluable to Generations Bank as we have grown over 30% the last 2 ½ years. They have been instrumental in assisting with Strategic Planning sessions as we have managed our way through this growth cycle. They are the ones we contact as we navigate today’s world of Community Banking.”

– John Harrell, Chairman, Generations Bank