People you can trust

Crafting a team of seasoned experts doesn’t happen overnight, and we’ve worked hard to find the right people with specialized skill sets to meet your needs. Not only do they have the knowledge and experience required to address the challenges you face, but they each adhere to our high standards and exemplify our values and principles on a daily basis. As a bonus, they’re just really likeable people.

Managing Partners

Randy Dennis, President and managing Partner
Randy Dennis

President, Managing Partner

Bob Fegtly, Managing Partner
Bob Fegtly

Managing Partner

John Hargrave, Managing Parter
John Hargrave

Managing Partner

Josh Dennis Managing Partner
Josh Dennis

Managing Partner

Consulting Team

Fred Wood, Principal, Strategic Business Development and Corporate Risk
Fred Wood

Principal, Strategic Business Development and Corporate Risk 

Fred serves as the general counsel for the firm and oversees strategic business development and corporate risk. He has over twenty years of legal experience and has worked in mergers and acquisitions of small and medium businesses, strategic initiatives in negotiations and marketplace expansion.

  • Juris Doctor from Vanderbilt University School of Law, Nashville, TN
  • B.A. in Government from The College of William & Mary, Williamsburg, VA
  • Member of the Arkansas Bar Association, International Business Brokers Association and M&A Source
  • Certified Business Intermediary and Mergers & Acquisition Master Intermediary (M&AMI)
Ted Gamill, Principal, Bank Management and Finance
Ted Gammill

Principal, Bank Management
and Finance

Ted applies his 38 years of experience working with banks and thrifts in the areas of management, audit and tax to advise financial institutions on mergers and acquisitions, recapitalizations, and executive level financial, regulatory, and management consulting. He also assists clients in complying with regulatory orders such as Memorandums of Understanding, Consent Orders, and Cease and Desist Orders. This involves overseeing the development of strategic plans, capital plans and liquidity management, and developing financial projections. In addition, having previously purchased insolvent financial institutions from the FDIC with his own company, Ted advises clients on the acquisition of failed institutions from the FDIC.

  • BSBA in Accounting from the University of Arkansas, Fayetteville, AR
  • Certified Public Accountant (inactive)
  • Certified Fraud Examiner
Jacque Wills, Principal, Operations & Information Technology
Jacque Wills

Principal,
Operations & Information Technology

Jacque is a seasoned banking professional with over 39 years of experience in managing bank operations, having served in the positions of Chief Operations Officer and Chief Financial Officer including two De Novo banks.  She provides guidance in the areas of operational and technology project management, systems integration, utilization, operational process improvement, contract negotiation, and ad hoc operations management. With her extensive industry experience, Jacque provides a comprehensive understanding of the efficiencies and risks of banking operations. 

  • B.S.B.A from Southwest Baptist University, Bolivar, MO
Tom Rudkin, Principal, Mergers & Acquisitions
Tom Rudkin

Principal,
Mergers & Acquisitions

Tom is responsible for mergers & acquisitions and strategic business development for DD&F. He has over 30 years of experience in M&A and investment banking and has completed transaction projects totaling over $7.5 billion. Prior to DD&F, Tom worked as an investment banker in Florida for FIG Partners, LLC of Atlanta, GA and was tasked with identifying investment banking opportunities for the firm. He frequently provides commentary as an industry expert for banking resource trades including SNL Financial and American Banker. Tom is a registered representative with Series 7, Series 79 and Series 63 certification.

  • B.S. in Business from the University of Vermont, Burlington, VT
Kyle Shadid, Senior Consultant, Regulatory
Kyle Shadid

Senior Consultant,
Regulatory

Kyle provides support and assistance in a variety of regulatory consulting project areas which include assisting with regulatory applications for change in control, whole bank merger and acquisitions, branch sales and acquisitions, new charters, branch establishments and relocations and an array of other regulatory filings. He also prepares business plans and market analyses for viable markets.

  • MBA from the University of Arkansas at Little Rock
  • B.S. in Finance (emphasis in Commercial Banking) from the University of Arkansas, Fayetteville, AR
  • Graduate, Summa Cum Laude from Barret School of Banking, Memphis, TN
  • Certified Valuation Analyst (CVA) through the National Association of Certified Valuators and Analysts (NACVA)
Debi Barnes, Principal, Marketing and Communications
Debi Barnes

Principal, Marketing and Communications

Debi provides marketing expertise with a specialized focus on assisting clients with sensitive strategic marketing and communication issues related to new market entry, name changes, mergers and acquisitions, FDIC assisted acquisitions and regulatory agreements for substandard regulatory examinations. In her more than 37 years of experience in banking and bank marketing, she has consulted on strategic planning, advertising, branding, public relations, product development, pricing, conversion and consolidation, research, database and web marketing, service delivery and sales.

  • B.A. in Mathematics from Hendrix College, Conway, AR
  • Graduate of the Graduate School of Bank Marketing, University of Colorado, Boulder, CO
  • Member, past President and Director of the Arkansas Chapter of the Bank Marketing Association
Michael Dennis Regulatory Consultant
Michael Dennis

Consultant,
Regulatory

Michael is an expert in FDIC loss share and specializes in guiding the process for banks interested in exiting their loss share agreements.  He also provides support and assistance in a variety of regulatory consulting project areas including assisting with regulatory applications for branch establishments, relocations, acquisitions, merger and acquisitions and new charters. He also prepares market analyses and branch strategy studies.

  • B.A. in Broadcast Journalism from the University of Arkansas, Fayetteville, AR
  • Graduate, Magna Cum Laude from Barret School of Banking, Memphis, TN
Ashley Floyd, Senior Consultant Strategic and Regulatory
Ashley Floyd

Senior Consultant,
Regulatory and Marketing

Ashley has experience in merger and acquisition projects, branch and whole bank acquisitions.  She has worked closely with clients and regulators to structure transactions, providing the necessary acquisition analyses, pricing strategies and regulatory applications to complete the deal. Other services she performs include business plan development, feasibility analyses, and regulatory assistance. She is currently involved in marketing strategy and content for DD&F.

  • MBA from the University of Arkansas, Little Rock, AR
  • B.S.N. from the University of Arkansas, Fayetteville, AR
  • Graduate, Magna Cum Laude from Barret School of Banking, Memphis, TN

Risk Management Team

Ronnie Peters, Principal, Risk Management Group
Ronnie Peters

Principal,
Risk Management Group

Ronnie is responsible for overseeing various risk management services related to loan review, internal audit, information technology, consumer compliance, and the Bank Secrecy Act. He possesses a combination of regulatory, audit, compliance and technological experience including nine years as a safety and soundness and information technology examiner with the Arkansas State Bank Department. He has extensive experience in evaluating risk management practices and adherence to applicable laws, rules and regulations and has assessed over 150 banks ranging in size from $10 million to $15 billion in assets.

  • Certified Information Systems Auditor (CISA)
  • Certified Regulatory Compliance Manager (CRCM)
  • B.A. in Finance from the University of Arkansas at Little Rock
  • Numerous regulatory, risk management, consumer compliance, bank security, and fraud related schools, seminars, and conferences
Tom Layman, Executive Risk Manager, IT Audi
Tom Layman

Executive Risk Manager,
IT Audit

Tom oversees and conducts information technology audits, vulnerability assessments, and IT audit risk assessments. Prior to working with DD&F, Tom was responsible for the IT security of a Fortune 500 company that supported more than 15 million customers. While there, he collaborated on the design and review of the infrastructure security architecture and performed business continuity planning for the security framework.

  • Certified Information Systems Security Professional (CISSP)
  • Certified Information Systems Auditor (CISA)
  • IBM Certified Advanced Deployment Professional in Tivoli Security Management
  • B.S. in Information Technology from the University of Phoenix, Las Vegas, NV
Adam Gilbert, Executive Risk Manager, Compliance
Adam Gilbert

Executive Risk Manager,
Compliance

Adam supervises a variety of reviews associated with consumer compliance, fair lending, loan review, internal audit, and the Bank Secrecy Act. He is also a licensed attorney with over eight years of experience in the financial and banking industry as an auditor, consultant and mortgage broker. In addition, he served an externship with a state banking regulatory agency and has assessed or assisted banks ranging in size from $10 million to $10 billion in assets.

  • Certified Regulatory Compliance Manager (CRCM)
  • Juris Doctor from the University of Arkansas at Little Rock William H. Bowen School of Law
  • B.B.A. in Managerial Finance from the University of Mississippi, Oxford, MS
JoAnna Rueda, Senior Risk Specialist, Compliance & Internal Audit
Jo Anna Rueda

Senior Risk Specialist,
Compliance & Internal Audit

Jo Anna conducts reviews and assessments associated with consumer compliance, fair lending, internal audit and the Bank Secrecy Act. She possesses over 20 years of regulatory, audit and consumer loan and deposit compliance experience. Previously, she worked as a Director of Compliance and BSA Officer for a private label credit card company, an examiner with a federal banking agency and a Compliance Manager for a bank with $12 billion in assets.

  • Certified Regulatory Compliance Manager (CRCM)
Rachel Lang, Senior Risk Specialist, IT Risk Services
Rachel Lang

Senior Risk Specialist,
IT Risk Services

Rachel possesses more than 11 years of experience in business continuity and information security and technology. She develops comprehensive business continuity plans, performs vendor reviews, and conducts various risk assessments required by the regulating agencies. She also formulates FFIEC-compliant programs and policies and provides employee training on business continuity, information security and incident response, and identity theft topics. 

  • MBA from the Harry F. Byrd, Jr. School of Business
  • B.A. in Business Management from Shenandoah University, Winchester, VA
  • Certified Business Continuity Professional (CBCP)
  • Systems Security Certified Practitioner (SSCP)
  • First year completed at Barret School of Banking, Memphis, TN
Sheryl Mosley, Senior Risk Specialist, Compliance & Internal Audit
Sheryl Mosley

Senior Risk Specialist,
Compliance & Internal Audit

Sheryl is responsible for performing reviews and assessments associated with consumer compliance, fair lending, internal audit and the Bank Secrecy Act.  Prior to working at DD&F, Sheryl was a Business Analyst in the financial industry and possesses over 21 years of accounting, marketing and managerial experience.  Of that experience, 8 years was in the banking industry relating to deposit and retail operations, business development, management and training.

  • B.S. in Marketing with a minor in Accounting from Oklahoma State University, Stillwater, OK
Jenny Johnson, Administrative Assistant
Jenny Johnson

Analyst

Jenny provides data analysis and support for the DD&F Consulting and Risk Management teams. She gathers information from various sources and produces working documents which are foundational for DD&F products. Jenny also produces client reports and manages various internal support systems.

Administrative Support

Sherrie Smith, Office Manager, Human Resources
Sherrie Smith

Office Manager, Human Resources

Sherrie oversees all administrative management and support functions for the company.  She is directly responsible for human resources, billing and accounting, payroll, facilities management, and general office administration.  She also coordinates professional education activities for the consultants and staff.  Individuals interested in employment and career opportunities with DD&F can send resumes to Sherrie’s attention at opportunities@ddfconsulting.com

Carla Rice, Administrative Assistant
Carla Rice

Senior Administrative Assistant, Billing

Jennifer Lamberson, Administrative Assistant
Jennifer Lamberson

Executive Assistant

Lynn Watson, Administrative Assistant
Lynn Watson

Senior Administrative Assistant

Randy Duren, IT and Digital Security Guru
Randy Duren

IT and Digital Security Guru