Loan Review & Credit Services

No matter what’s happening in the financial world or in the world-world, we’re here to make your life easier. Let’s talk.

CONTACT DD&F

We don’t mess around because we know you can’t afford to.

Overlooking problems in your credit portfolio can be as serious as undiagnosed cancer. It’s a chance you can’t afford to take. We know sound lending practices and regulatory requirements. Let us help inspect your largest asset before unexpected problems arise.

Loan Review

Onsite or remote loan review services
Independent, objective reviews by experienced, knowledgeable individuals
Review reports that meet regulatory expectations
Regular or periodic reviews to provide assurance of risk identification
Review of lending policies and procedures
Review of compliance by loan officers
Evaluation of underwriting practices
Credit quality assessment
Credit administration practice assessment
Credit file documentation and organization assessment
Review of Loan Loss Reserve adequacy
Loan department staffing evaluation

DD&F consultants will come to your bank and analyze your loans and loan policies

Loan Concentrations and
Commercial Real Estate (CRE) Lending

Identify, measure, and monitor associated risks

Regulatory Assistance to analyze and manage

Problem asset management
Risk rating systems
ALLL adequacy

Customized Review or Targeted Assessment of

Specific markets, credit types, or other portfolio segments

“We have worked with DD&F in several areas…from public relations consulting to risk management and loan review. In every case, DD&F has been a big help to our organization. They took the time to get to know us and worked with us as if they were part of our management team. It’s changed my definition of the word ‘consultant.’”

– Kyle Hughbanks, President and CEO, BancCentral National Association